Current In-House Mortgage Rates

in-house mortgage loans

Rates are effective February 1, 2012 and subject to change at any time.

For Conventional Mortgage rates and information, please click here.

 

Mortgage Rates** Fixed APR* Variable APY*
15-Year Mortgage as low as 4.95% N/A
80% HELOC N/A as low as 4.00%
80% HELOC/VISA Platinum N/A as low as 4.00%
80% Home Equity/1st Mortgage N/A as low as 4.00%
100% LTV 2nd Mortgage/$25,000 max - 120 months as low as 9.50% N/A
80% LTV 2nd Mortgage - 84 months as low as 4.25% N/A
75% LTV 2nd Mortgage - 120 months as low as 5.75% N/A
80% LTV 1st Mortgage - 84 months as low as 4.25% N/A
75% LTV 1st Mortgage - 120 months as low as 5.50% N/A
80% Long-term Mortgage - 30 Years (10 year call) as low as 5.25% N/A

 

Lot and Construction Loans Fixed APR* Variable APY*
Improved Lots - 120 months as low as 7.50%
Construction Loans contact us

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria.

**Home Equity Loans and Lines of Credit have a maximum variable APR of 21% and require home owners' insurance. A reconveyance fee may apply if recovered within 24 months.

 

To apply for an in-house mortgage loan click here or visit a Wasatch Peaks Credit Union branch.