Fee Schedule

effective 8.1.2008

Shares
Printed Account Inquiry	$3/inquiry
Account Research ($10 minimum)	$10/hour
Balance Below $25 (after 12 months)	$2/month
Account Closure (within 6 months)	$10

Checking
Checks	varies
Copies of Checks	$0
Printed Account Inquiry	$3/inquiry
Copy of Statement	$3/copy
Account Reconciliation	$10/hour
Account Research ($10 minimum)	$10/hour
Debit Over-Limit Fee	$20/item
Returned Check/ACH Fee	$20/itemd
2-Party Returned Check Fee - Personal	$4
2-Party Returned Check Fee - Business	$6
Stop Payment (check)/ACH	$20
Stop Payment (book)	$20
Courtesy Pay Fee	$25/item

VISA
Annual Fee	$0
New VISA Credit/Debit Card	$0
VISA Credit/Debit and ATM Card Replacement	$5/card
Copy of Statement	$3/copy
Over-Limit Charge	$10/transaction
Late Payment Fee	$25/payment
Replacement Card - Overnight Shipping	$25
Replacement Card - 2-day Shipping	$15
VISA Gift Card	$2
Foreign ATM Fee (non WCU or CO-OP ATM transaction)	$1/transaction

Loans
Lien Change	$6/title
Late Payment Fee	$25
Return Payment Fee	$20
Extension Fee	$20
Consumer Loan Modification	$50
Mortgage Loan Modification	$100

Miscellaneous Fees
Traveler's Cheques	1%
Money Orders	$1
Credit Union Check (No charge for the first check)	$1/check
Notary Service for Members	$0
Notary Service for Non-Members	$3/notary
Wire Transfers - National	$10/transfer
Wire Transfers - International	$20/transfer
ATM Card	$3/card
Returned Mail/Bad Address Fee	$2/statement
Address Correction	$1
Loose Coin Fee (if over $250)	1%

Safe Deposit Boxes - all boxes are 24" deep
Ogden Office	Annual Fee
3x5	$10
3x10	$20
5x10	$35
10x10	$50

Roy Branch	Annual Fee
2x5	$7.50
3x5	$10
5x5	$15
3x10	$20
5x10	$35
6x10	$40
10x10	$50

Terrace Branch	Annual Fee
3x5	$10
3x10	$20
5x10	$35
10x10	$50